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HSN code vs SAC code: what's the difference?

Sell products and you need HSN codes. Provide services and you need SAC codes. Here's how the two systems differ and when each applies.

By the Launch My Office team · Updated 2026-06-22 · 5 min read

Under GST, every supply must be classified — goods with an HSN code and services with a SAC code (Services Accounting Code). They look similar but serve different purposes, and many sellers who do both get them mixed up.

HSN codes — for goods

HSN (Harmonised System of Nomenclature) classifies physical products. If you sell anything tangible — clothing, electronics, food, cosmetics — you use an HSN code. Find yours instantly with the HSN Code Finder.

SAC codes — for services

SAC codes classify services such as consulting, freelancing, software development, logistics and commission income. All SAC codes begin with 99. For example, 9983 covers other professional and technical services, while 9985 covers support services.

FeatureHSNSAC
ClassifiesGoodsServices
Maintained underWCO / Customs TariffGST (CBIC)
Typical prefixChapter 01–9899
Example6109 (T-shirts)998314 (IT consulting)

When a seller needs both

Many e-commerce businesses earn both kinds of income. You sell products (HSN) but also charge for installation, design or a subscription (SAC). On a single invoice you can list goods lines with HSN and service lines with SAC, each at its own GST rate.

Marketplace commission and shipping recovered from customers can have their own SAC/HSN treatment. Keep these consistent across invoices to avoid GSTR-1 mismatches.

Getting the rate right

Both codes drive the GST rate. Once you've identified the code, use the Reverse GST Calculator to confirm tax-inclusive vs exclusive amounts, and read our guide to GST rate slabs to sense-check the percentage.

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Frequently asked questions

Can one invoice have both HSN and SAC codes?

Yes. If you supply goods and services together, list each line with its correct code and rate on the same tax invoice.

Do freelancers use HSN or SAC?

Freelancers supply services, so they use SAC codes (starting with 99), not HSN codes.

Where can I find my SAC code?

SAC codes are published by CBIC. For goods, use our free HSN Code Finder; for services, our team can help identify the correct SAC during a consultation.

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